Terms of Service
Last Updated: June 10, 2026
1. Acceptance of Terms
By downloading or using Shilingi, these terms will automatically apply to you, you should make sure therefore that you read them carefully before using the app.
2. Use of the App
Shilingi is a personal finance tool intended for your own private use. You are not allowed to copy or modify the app, any part of the app, or our trademarks in any way. You are not allowed to attempt to extract the source code of the app.
3. SMS Reading & Accuracy
The app functions by reading financial transaction SMS messages on your device. While we strive for 100% accuracy in parsing, Shilingi is not responsible for any financial decisions made based on potentially incorrect interpretations of these messages. Always verify your actual bank or M-PESA balance via official channels.
4. Offline Responsibility
Since Shilingi stores all data locally on your device, it is your responsibility to keep your phone secure. We are not responsible for any data loss if your device is lost, stolen, or damaged, or if you clear the app's cache and storage.
5. No Financial Advice
The insights and information provided by Shilingi are for informational purposes only and do not constitute professional financial advice. Always consult with a qualified financial advisor for serious financial planning.
6. Changes to These Terms
We may update our Terms of Service from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Terms of Service on this page.
7. Contact Us
If you have any questions or suggestions about our Terms of Service, do not hesitate to contact the developer.